Personal Finance
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I Bonds Now Yield 5.51%: Key Trade-Offs Before You Buy
I bonds are offering a 5.51% rate, but financial experts warn investors to weigh several trade-offs before committing funds.
Social Security Faces Potential Benefit Cuts Within Six Years
Latest projections warn Social Security could slash retirement benefits in six years if Congress fails to act on the program's funding shortfall.
New Buy Now Pay Later Rules Bring Affordability Checks for Shoppers
Regulatory changes to Buy Now Pay Later services introduce affordability checks that could block some shoppers from using deferred payment options.
New Buy Now Pay Later Rules Bring Affordability Checks for Shoppers
Regulatory changes to Buy Now Pay Later services introduce affordability checks that could block some users from making purchases.
Caregiver Misusing Alzheimer's Patient's Debit Card Raises Elder Fraud Concerns
A family suspects a live-in caregiver is exploiting an Alzheimer's patient's finances. Experts weigh when and how adult children should step in.
Key Financial Mistakes People Make in Their 30s and 40s
Decisions made during your 30s and 40s can have lasting consequences on retirement security, according to MarketWatch.
How to Build Guaranteed Retirement Income by Laddering I Bonds
I bond laddering can generate steady retirement income without an annuity, even as the new rate settles near 5.4%-5.5%.
Auto 401(k) Rollovers Cut Cash-Outs but Accounts Stall in IRAs
An automatic portability program is reducing 401(k) cash-outs among workers with small balances, though most accounts remain stuck in temporary IRAs.
Treasury Sets Series I Bond Rate at 5.51% Through April 2027
The U.S. Treasury has announced a new Series I bond rate of 5.51%, effective for the next six months through April 2027.
ACA Premiums Rising 13% in 2026, Hitting Higher Earners Hard
Health insurance premiums on ACA marketplaces will climb 13% next year, with subsidies shielding some but not those earning above $64,000.
UK Tax Thresholds Frozen for Three More Years: Pay Impact
Britain's income tax thresholds will remain unchanged for three additional years, a move that affects how much workers take home.
Fed Holds Rates Steady, but December Hike Could Raise Borrowing Costs
The Federal Reserve kept its benchmark rate unchanged, though a potential December increase may push up costs on credit cards, loans, and more.
UK Budget 2025: What the Changes Mean for Your Wallet
Chancellor John Healey's first Budget introduces measures affecting pay, energy costs, and savings. Here's a breakdown of the key impacts.
Why Mortgage Rates Above 7% May Be Here to Stay
Economists point to persistent inflation and investor competition as key forces keeping long-term mortgage rates elevated well above historic norms.
Spouse Awarded $90,000 From 401(k) in Divorce: What to Know
A retiree questions the fairness of a court awarding a spouse $90,000 from their 401(k). Here's how divorce law treats retirement assets.
Should You Buy Your Childhood Home at a Steep Premium?
A reader questions whether a $850,000 asking price from a stepmother is fair for a home bought for $250,000 in the 1990s.
Some Young Americans Are Ditching Car Ownership for Financial Relief
Rising vehicle prices are pushing some young adults to forgo car ownership, freeing up cash for other expenses.
Older Americans Lost $3 Billion to Fraud in 2025, FTC Finds
A new FTC report reveals fraud losses among older Americans reached $3 billion in 2025, with large individual losses driving most of the damage.
Retirement Financial Advice Is Well-Known, Yet Few Follow It
Research consistently points to the same retirement strategies, but most Americans fail to act on them despite knowing better.
AI-Powered Scams Are Surging: How to Protect Yourself
Trading standards officials warn that artificial intelligence is amplifying fraud through cloned identities and fake websites.
How Rising Interest Rates Hit Retirees: Winners and Losers
Higher borrowing costs cut both ways for retirees, creating financial winners and losers unlike broad consumer price shocks.
What to Do When Asked Your Salary in a Job Interview
Salary history questions in job interviews can feel unavoidable. Experts say candidates have more options than they think.
How First-Time Buyers Can Save a £17,000 Home Deposit
Saving for a first home is a steep climb, but targeted strategies can help buyers reach the £17,000 deposit threshold.
Hidden Risk Factors That Make Older Adults More Vulnerable to Scams
Researchers have identified under-the-radar psychological and social risk factors that help explain why some older adults fall prey to financial scams more than others.
How to Stay Friends With Big Spenders Without Busting Your Budget
Couples with frugal habits can feel strained socializing with free-spending friends. Experts offer strategies to navigate the gap.
Health Insurance Options for Older Workers Laid Off Before Medicare
Losing a job before age 65 leaves workers scrambling for coverage. Here are the key options to consider.
Retired, Single at 74 With $10M: How to Put Wealth to Work
A 74-year-old single retiree with $10 million in assets and no debt asks how to deploy wealth meaningfully. Experts weigh in.
The 10 Biggest Retirement Fears and How to Address Them
Retirement anxiety affects Americans across all wealth levels. Experts outline the top concerns and practical steps to manage them.
Most Retirees Miscalculate How to Draw Down Their Savings
The sequence in which retirees tap their accounts affects both tax liability and quality of life, a common oversight among nine in ten.