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Treasury Sets Series I Bond Rate at 5.51% Through April 2027

Summarized from US Top News and Analysis

The U.S. Treasury has announced a new Series I bond rate of 5.51%, effective for the next six months through April 2027.

Treasury Sets Series I Bond Rate at 5.51% Through April 2027

The U.S. Department of the Treasury has set the Series I bond rate at 5.51% for the next six months, with the rate running through April 2027, according to an official announcement from the department.

Series I bonds, commonly known as I bonds, are inflation-linked savings instruments issued by the federal government. Their composite rates are adjusted twice annually — in May and November — to reflect changes in inflation, making them a closely watched benchmark for inflation-conscious savers.

Read more I Bonds Now Yield 5.51%: Key Trade-Offs Before You Buy →

The newly announced 5.51% rate represents the yield available to investors who purchase or hold qualifying I bonds during this period. Because I bonds are backed by the full faith and credit of the U.S. government and carry no default risk, they are broadly considered among the safest savings vehicles available to American retail investors.

Financial analysts note that I bond rates have attracted significant public attention in recent years as inflation surged and then moderated, with earlier rates climbing as high as 9.62% at their peak before declining as inflation pressures eased. The current 5.51% rate remains competitive relative to many conventional savings accounts and short-term Treasury instruments.

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Frequently Asked Questions

Q.What is the new Series I bond rate announced by the Treasury?

The U.S. Treasury has announced a new Series I bond rate of 5.51%, which will be in effect for the next six months through April 2027.

Q.How long will the 5.51% Series I bond rate last?

The rate is set for a six-month period running through April 2027, after which the Treasury will announce a new adjusted rate.

Q.Who issues Series I bonds and how are their rates determined?

Series I bonds are issued by the U.S. Department of the Treasury. Their composite rates are adjusted twice a year, in May and November, based on inflation data.

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